CASE STUDY · MAY 2026

How a federal innovation model met production reality in 90 days.

A long-form report on the first 90 days of the CMS WISeR Model in New Jersey — how AI-assisted Medicare prior authorization came online, stabilized, and reached steady-state at federal SLA standards.

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Q1 2026 throughput

12,609

Prior authorization cases processed end-to-end in the first quarter.

CMS three-day TAT

100%

Compliance with the federal turnaround standard, sustained across the quarter.

Decision speed · since April

<1 day

Turnaround for 90% of all standard cases — well inside the federal window.

Provider portal adoption

85%

Of providers submitting via the WISeR portal — the fastest, most accurate channel.

Executive summary · in one paragraph

A first-of-its-kind federal AI program, in production, on time.

In June 2025, CMS announced the Wasteful and Inappropriate Service Reduction (WISeR) Model — a six-year Innovation Center program (2026–2031) testing whether AI-assisted prior authorization could reduce inappropriate Medicare Fee-for-Service spending without restricting access to medically necessary care. Genzeon Platforms was selected as the WISeR Participant for New Jersey, working with Novitas Solutions in MAC JL. Production go-live was January 1, 2026. By the close of Q1 2026, the program had processed 12,609 prior authorization cases at full federal SLA, with sustained 100% three-day turnaround and a steadily improving operational envelope. This is the story of how it came online — what worked, what required adjustment, and where the program goes next.

The program

CMS WISeR

2026–2031 · Medicare Fee-for-Service prior authorization · AI-assisted, human-decided. CMS →

The market

New Jersey

MAC JL jurisdiction · partnered with Novitas Solutions · live in production.

The scope

13 categories

Elective procedures with documented over-utilization and clear coverage criteria — spinal injections, skin substitutes, sacral nerve devices, and more.

Go-live

Jan 1, 2026

First production day, on the date CMS published — no soft launch, no extended pilot.

Part 1 · the problem & the stakes

Healthcare waste, friction, and why the status quo isn't working for anyone.

Prior authorization, as it operates today, is failing every stakeholder it touches. Patients wait. Providers spend hours that should be spent on care. Payers carry administrative cost without recovering value. And Medicare carries hundreds of billions in annual spend on services that, on retrospective review, often did not need to be delivered. WISeR exists because the conventional answer — review after the fact, dispute after payment — is the wrong shape for the problem.

93%

of physicians say prior authorization delays necessary care.

PA-driven delays are not edge cases — they are the modal experience reported by U.S. physicians.

AMA Prior Authorization Physician Survey, 2023 (n=1,000+)

82%

say PA leads patients to abandon needed treatment.

Friction in the authorization process translates directly to clinical drop-off. The cost of a delay is not just paperwork — it is care that doesn't happen.

AMA Prior Authorization Physician Survey, 2023

$935B

in estimated annual U.S. healthcare waste.

Inappropriate utilization, administrative complexity, and fraud and abuse compound at population scale. Medicare carries a meaningful share.

JAMA Network Open, 2019

40+ hours

per practice, per week spent on prior authorization administration.

A full-time-equivalent workload absorbed by clinical practices to navigate authorization. Time pulled from the bedside, the call list, the chart.

MGMA Administrative Burden Report, 2024

01 · Providers

Lose time and revenue.

Practices spend forty-plus hours a week on PA tasks. Smaller clinics lack the administrative infrastructure to appeal denials, leading to foregone revenue and clinician burnout. Post-acute facilities — skilled nursing, home health, ambulatory surgery — face the highest denial rates of any care setting and the fewest resources to dispute them.

02 · Patients

Wait — and some can't afford to.

Average wait times of two to three weeks for elective procedures create cascading downstream effects. For Medicare beneficiaries — often older and more clinically fragile — delays can mean readmissions, complications, and worse outcomes. The cost of waiting is borne unevenly.

03 · The system

Carries hidden costs.

Medicare spends hundreds of billions annually on services with a meaningful share deemed potentially inappropriate on post-payment review. The current model — review after the fact, dispute after payment — is expensive and slow for everyone. WISeR shifts the review forward: settle the clinical necessity question before the service is rendered, not after the bill arrives.

Part 2 · enter WISeR

A six-year CMS innovation model. New Jersey first.

CMS launched the WISeR Model on January 1, 2026 — a six-year Innovation Center program testing whether AI-assisted clinical review, applied before payment, can reduce inappropriate services while protecting access to medically necessary care. Six states. Six commercial platform partners. One coordinated federal experiment.

The purpose · eliminate waste & fraud

Why WISeR exists.

CMS estimates hundreds of billions in annual Medicare waste. WISeR tests whether AI-assisted clinical review — applied before payment — can reduce inappropriate services while protecting access to medically necessary care and promoting payment integrity. It is the federal government's first commercial-AI-assisted prior authorization model, and the regulatory pattern most likely to inform broader Medicare and Medicare Advantage policy.

The states · six markets, six participants

How the model runs.

WISeR operates in Arizona, New Jersey, Ohio, Oklahoma, Texas, and Washington. Each state has a single designated WISeR Participant — a technology company responsible for managing prior authorization and pre-payment review for select Medicare services in partnership with the state's Medicare Administrative Contractor. New Jersey's partner is Genzeon.

The scope · 13 service categories

What gets reviewed.

WISeR covers thirteen categories of elective procedures with a history of overuse — including epidural steroid injections, percutaneous vertebral procedures, sacral nerve stimulation devices, skin substitutes, and cervical fusion. Each category was selected for clear coverage criteria, sufficient volume, and known fraud-and-waste exposure. CMS scope details →

The timeline · 2026–2031

Six-year model period.

The program runs through 2031. Performance years align with calendar years. CMS publishes operational guidance through the WISeR Provider/Supplier Operational Guide and the Innovation Center Model Overview. Genzeon participates as the model technology provider in MAC JL (New Jersey, Novitas Solutions).

Why this matters beyond Medicare FFS: The architectural standards CMS validated under WISeR — clinician-in-the-loop on every adverse determination, per-criterion citation chains, no auto-deny — are the same standards now appearing in CMS-0057-F (the January 2027 FHIR PA mandate) and emerging state AI laws. The New Jersey deployment is, in effect, a regulatory dress rehearsal for what will become the default architecture for AI-assisted PA across the U.S. healthcare system — for payers, providers, and government programs alike.

Part 3 · the pathway

How WISeR works in New Jersey.

Providers have two routes. Both are reviewed with AI-assisted clinical decision support, and both preserve every standard Medicare appeal right. No clinical determination — affirmative or otherwise — is made by AI alone. Every non-affirmation routes to a licensed clinician.

01 · Provider submits

Submission & intake

Online portal (the preferred channel — 85% adoption), fax, or esMD via the MAC. Clinical documentation supporting medical necessity is submitted before the service is performed.

02 · Genzeon reviews

AI-assisted clinical review

Each case is evaluated against Medicare NCD/LCD criteria. The AI agent surfaces the criteria-by-criteria evidence picture; a licensed clinician reviews every potential non-affirmation. Three-day standard window. Two-day expedited.

03 · Decision issued

Provisional affirmation or non-affirmation

Affirmations include a Unique Tracking Number (UTN) required on the subsequent claim. Non-affirmations include detailed rationale and resubmission guidance. Providers may resubmit unlimited times and may request peer-to-peer clinical review.

04 · Provider proceeds

Service rendered, claim submitted

Service is delivered. Claim is submitted with the UTN. All standard Medicare appeal rights are fully preserved regardless of route.

Alternative path · pre-payment review

For providers who choose to submit a claim without prior PA.

Providers may submit a claim without a prior authorization. Genzeon then conducts pre-payment review before the MAC pays the claim. The MAC approves or suspends payment based on the review. Non-affirmations do not prevent care from being delivered. Providers retain all standard Medicare appeal rights regardless of which route they choose. Across Q1 2026, 309 cases came through this pre-payment review path.

The architectural commitment under WISeR is explicit: no automatic denials. Every adverse determination is reviewed by a licensed clinician with relevant specialty expertise. This is not a policy preference — it is built into the system at the architectural level.

Part 4 · production realities

From launch to stability — the first 90 days.

Building a first-of-its-kind federal AI prior authorization program in real time means the launch is the easy part. What comes after — the operational stabilization, the alignment work between coordinated parties, the iterative process maturity — is where the program's actual shape gets decided. Three phases describe how the New Jersey deployment moved from go-live to steady-state.

January 2026 · launch & integration

Standing up operations.

  • Production go-live on January 1, 2026 — the date CMS published, no soft launch.
  • Provider portal access established; MAC coordination protocols agreed.
  • Electronic submission workflows stood up across all thirteen service categories.
  • Early edge cases identified and escalated for resolution under live operations.
February–mid March 2026 · stabilization

Resolving early friction.

  • Early data-formatting alignment work between coordinated parties to ensure clean handoffs at every system boundary.
  • Automated batch processing implemented to handle peak submission volume without degradation.
  • Daily operational monitoring with weekly coordination cadence established across all parties.
  • Submissions consistently processed within the federal three-day turnaround requirement throughout the period.
Mid March–April 2026 · process maturity

Continuous improvement.

  • Continuous process improvement across submission, review, and decision-issuance pipelines.
  • Provider education materials reduced repeat submission errors and accelerated portal adoption.
  • Performance metrics trending consistently positive across all operational dimensions.
  • By April, 90% of all standard cases decisioned within one day — well below the federal three-day window.
What the first 90 days taught us

The model was the easy part. The hardest production work in a federal AI program is not AI behavior — it is integration validation, request-pattern variation across regions and provider types within a single MAC, and the volume of administratively correctable submissions that surface only at production scale. Pre-production evaluation predicted clinical-review behavior well. Pre-production evaluation could not have predicted the full distribution of submission edge cases. The work that mattered most in the first 90 days was operational alignment between coordinated parties — not model tuning.

Part 5 · Q1 2026 results

The numbers — actual prior authorization and pre-payment review volumes.

Production performance for the first quarter under the WISeR Model in New Jersey, January through March 2026. End-to-end measurement: provider intake through clinical decision through letter delivery.

12,609
Q1 2026 throughput

Total prior authorization cases processed end-to-end across the thirteen WISeR service categories.

9,718
Epidural steroid injections

77% of Q1 PA volume — the dominant service category by submission count, primarily an outpatient pain-management procedure.

309
Pre-payment claim reviews

Cases where providers chose to submit claims without prior authorization, then routed through pre-payment review before MAC payment. Roughly 78% of these were also ESI.

100%
CMS three-day TAT compliance

Sustained across the quarter — not a one-week peak. Meeting the federal SLA standard at full operational volume.

91%
Post-acute volume share

Procedures performed in ASC, SNF, home health, and outpatient facilities. The setting where retroactive denials hurt most.

~70%+
Affirmation rate

The WISeR program is not designed to maximize denials — it is designed to ensure appropriate care is approved efficiently. Categories with mature rule packs show high affirmation rates for well-documented submissions.

Why post-acute is the epicenter

91% of New Jersey WISeR PA volume runs through procedures performed in post-acute settings.

The procedures are theirs

Where the work happens.

Spinal injections, sacral nerve devices, skin substitutes, cervical fusion — the majority of WISeR's thirteen service categories are delivered in ASCs, SNFs, home health, and outpatient facilities. The program was designed around this setting.

The stakes are higher here

Why the timing matters.

For post-acute care, a retroactive denial doesn't just mean paperwork. It can mean financial hardship, care disruption, or readmission. WISeR settles the clinical necessity question before the patient arrives — not after the bill is sent.

The data proves engagement

Providers are submitting.

Epidural Steroid Injections alone — primarily an outpatient pain-management procedure — accounted for 9,718 of 12,609 total NJ WISeR PA requests in Q1 2026. New Jersey providers are submitting and adapting to the system with minimal disruption to their workflows.

Part 6 · where we stand today

May 2026 operations — stable, responsive, and improving.

Three operational dimensions describe the program at steady-state: turnaround speed, affirmation behavior, and provider channel adoption. All three are trending in the direction the program was designed to produce.

<1 day TAT

Turnaround performance.

90% of all cases decisioned within one day since April 2026. 100% of cases decisioned within the federal three-day window — sustained across the quarter, not a one-week peak.

Target: 95%+ standard cases decisioned in one day by Q3 2026.

~70%+ affirmation rate

Approving appropriate care.

The WISeR program is not designed to maximize denials — it is designed to ensure appropriate care is approved efficiently. Service categories with mature rule packs show high affirmation rates for well-documented submissions, validating the program's clinical-necessity model.

85% portal adoption

Provider channel preference.

The provider portal remains the quickest and most accurate form of PA submission. One-stop shop for pre-built coverage checks, decision support on submission, tracking of submitted PA and ADR requests, and analytics for facility administrators.

Industry recognition · 2026

MedTech Breakthrough 2026

AI-Powered Healthcare Innovation Award. Recognized for HIP One and the CMS WISeR New Jersey deployment — agentic AI for prior authorization in production at federal scale.

Bronze Stevie® 2026

Bronze Stevie® American Business Awards 2026 — AI in Healthcare Achievement. Aether One™ recognized as the agentic platform delivering AI-assisted prior authorization live in CMS Medicare. The architecture is patent-protected. See the honest peer set →

Part 7 · the road ahead

WISeR New Jersey, where Genzeon is headed, and how we partner.

The program continues through 2031. The architecture validated under WISeR — clinician-in-the-loop, per-criterion citation, rule-grounded decisioning — is the same architecture that meets CMS-0057-F (the January 2027 FHIR PA mandate) and the broader regulatory window opening across U.S. healthcare. The roadmap below tracks the program forward and the platform forward in parallel.

Now → Q2 2026

WISeR NJ in full stride.

  • All 13 service categories processing.
  • Provider channels and operations fully staffed.
  • Deeper MAC integration and pre-submission validation reducing UTN failures.
  • Performance metrics reported to CMS quarterly.
Q3 2026

Two major provider product launches.

  • Prior Auth FHIR App listed on Epic App Orchard.
  • Denial Prevention Agent — agentic AI that identifies and resolves denial risk before submission.
  • Provider-facing tools informed directly by NJ WISeR learnings.
  • Microsoft Dragon Copilot ambient AI integration live.
2027

Compliance & expansion.

  • WISeR program expansion (per CMS guidance).
  • CMS-0057-F FHIR PA API compliance — all payer clients (Jan 2027 mandate).
  • CMS-0062-P drug PA & NCPDP SCRIPT readiness (Oct 2027).
  • Genzeon pharmacy benefit prior auth product launch.

Roadmap subject to CMS model guidance · Product availability may vary by deployment type

Further reading

Go deeper.

Where to read more on the architecture, the deployment, and the regulatory program shaping this market.

Live deployment

WISeR Live Deployment

Production performance, architecture, and program references for the live CMS Medicare PA deployment in MAC JL.

See the deployment
Product

HIP One — the platform underneath

The Health Intelligence Platform that runs the WISeR review pipeline. Live in CMS Medicare today.

Explore HIP One
Architecture

Aether One™ — the substrate

The patent-protected agentic substrate beneath every Genzeon Platforms deployment. Decomposed agents, deterministic guardrails, audit-grade traceability.

Read the architecture
For payers

Buyer's view — health plans

The WISeR architecture applied to commercial PA, UM, and CMS-0057-F readiness for Medicare Advantage, Medicaid managed care, and commercial plans.

For payers
For providers

Buyer's view — health systems

The same engagement, denial-prevention, and ambient-documentation layer applied to provider workflows. Patient access, scheduling, post-discharge follow-through.

For providers
For government

For government programs

Sovereign-deployment Medicare FFS prior authorization for federal, state, and program-integrity contexts. The WISeR architecture, available as a deployable platform.

Government view
Field note

Six weeks inside live WISeR production

The companion engineering & policy note — what surprised the team, what required adjustment, what we'd do differently.

Read the field note
IP

Patent portfolio

The patents protecting the auto-affirmation system, agent orchestration, and audit-grade architecture validated by the live CMS WISeR deployment.

See the portfolio
Whitepaper

Inside the Healthcare Brain

The architectural deep-dive. Triple-Tier Agentic Architecture, six substrate principles, governance invariants, patent foundation. ~5,800 words.

Read the whitepaper
Whitepaper

Medical PA Compliance Engineering

CMS-0057-F + CMS-0062-P implementation playbook for payers. FHIR PA APIs, decision timeframes, public reporting, no-auto-deny. ~5,400 words.

Read the whitepaper
How to engage

Three motions, three time-to-value paths

Buy the platform, buy the outcomes, or buy individual agents. Same architecture, different commitment shape.

How to engage
Production Medicare. Production proof.

A federal AI program in production. The architecture you can deploy.

If you are a payer, provider, or government program evaluating healthcare AI, the WISeR deployment is what production looks like at federal SLA standards. Let's talk about what that means for yours.

Talk to the team See how to engage Download the PDF